What "They" Say.

Testimonials from Satisfied Long Term Clients. 

financial advisor

Testimonials - What they say... Matters. 

His experience shows... Easy to understand, easy to work with, very knowledgeable.  Paul checks his solutions with other experts to confirm.  He's humble, and curious.  We have done group benefits group RRSP's ect, business insurance, and staff debt programs, taxes, ect.  We don't have a plan yet but we've saved 25-40% on premiums, interest, taxes, expenses.


The largest benefit is our Peace of Mind.  We can focus on our operation knowing that the details are taken care of.  We also have a knowledgeable insider to bounce our ideas off of.  Excellent Value.  Client A - 62 years old. 


The Advisor's advisor... Paul is well connected in our industry, with knowledge far beyond the financial and Insurance functions.  He grew up in our business so he gets it... He makes it easy to explain things and make adjustments.  He handles our Insurance, our Corporate Investments, and taxes.  He handles the staff's money as well as their morale.  They think he works here.  Paul meets us before the day starts, and by the end of the day he's got things done for us.  We rely on About Time to support our business now and in the future

M-41 years old


He Unfu&*ed us.  Before About Time, we made decisions without any insight.  We just took chances and we got into a very bad situation.  Restructuring our obligations, creating efficiencies, marketing programs and opportunities out of thin air... we survived and have grown. Less than two years later he's our guy.  Insurance,  ownership transition, Retirement,  Risk management, marketing, taxes, Corporate Investments, and staff benefits plans including debt programs.  Couldn't be happier.  Client J - age 53


We're All In now.  We've known Paul for years. We were advice only clients until our existing brokers, had issues with our instructions.  About Time has integrated services so the Planner can also implement the plan... insurance, lending, investments, taxes... all of it.  We saved thousands, and made up about 5 years progress in a few months.  Paul understands the value of our Time.  We're going to be selling in 2 years not 10...  Client H - age 55


He makes it simple, and the results are good.  We don't fear making bad decisions, we ask him questions, he gives us answers, and once we decide to do something, he does it for us.  Being wealthy is not our objective... it just happened during the process.  We can make better decisions.  Paul has integrity.  We're lucky to be working with him.  Client L Age 49


Paul took 4 days to do what 4 institutions could not do in 10 years.  We just started, so we only have Business Insurance and our Group Plan with him.. but there's nobody else that does planning and full integration all at once.  Not for what he's charging.  Maybe the catch is that we have to put up with him... but we think he's cute, and funny... so we don't mind.  Clients G & G Age 34 & 50


Paul was our Investor at the other place.  Once he transitioned to his own About Time brand, we gave him a shot.  Who knew saving money on insurance premiums can reduce taxes and pay down a home reno loan.  He got us approved for the RDSP program and we use our loan to 3:1 our deposits.  Who needs Risk when you get 300% day one.  Approved for Insurance, Approved for a business loan, higher volume, staff programs that keep them loyal... at a lower overall cost.  There's no single firm or practitioner that does what Paul does.  Its has been About Time since the beginning.  We understand inevitable success now.  Thanks for extra decade Paul.   Client S - age 59



Paul's life purpose is:

To improve the certainty and well being of his clients

through the application of insight and planning. 



Risk-Free Consultation

About Time
Risk & Retirement Consulting

High inflation, increasing taxes, increasing interest rates, labor shortages, supply delays, increasing premiums, and illiquid markets...  RECESSION... looks like foul weather ahead.  Opportunity!


Now... Now... is the time.   Its About Time...


While complacent competitors see their margins evaporate, and their best efforts fail - our clients adapt quickly, maximizing the opportunities that this uncertainty creates.  Our clients thrive, advancing their objectives much quicker than in fair conditions.  We only buy on sale, we only plant seeds in the rain. 


About Time is about recognizing the variables to inevitable success - Time, and Risk.  Given the dynamic nature of the business environment, a cultivation plan ensures sustainable efficient yields. 


Effective decisions based on prudent insight, applied through incremental objectives prove resilient in harsh adverse conditions.  Lean in friends.  Its Time. 


The value of the last 10 years of a life is only enhanced or diminished by the obligations, and opportunities within it.  The ultimate unit of value, and the truest measure of Wealth is Time... its always been About Time. 

 

Fiduciary Duty: We are bound by the "Best Interest of the Client" standard of care. With limited hours, in peak demand, every effort is made to accommodate new clients as priority & capacity permit. It is our quality assurance guarantee.   

  • Burden of Value

    The “Burden of Value” Must be Satisfied… 


    Relevant, Credible, Value


    I engage my clients only when I am confident that I can deliver a clear net value to their operation.  Time is finite, I maximize my effectiveness only by satisfying the burden of value.


    If I can't move the needle, I shouldn't be working on this file.  There's no secret, its about objectively evaluating each file to determine if I am needed.  


    There's so much demand that a bad fit doesn't serve anyone.  

  • Insight /Foresight

    I act with insight.  My training and decades of experience qualify me to act with knowledge and skill beyond average.  Knowing what to do is my value.  


    I'm also looking forward for the indicators of pitfalls and challenges.  I see patterns and indicators that lead me to seek opportunities or avoid risks.  Trained Intuition.   


    Often with skeptics the effort to prove my skill is greater than the effort to resolve catastrophe.  I choose not to clean up something that shouldn't have broken in the first place.  

     

  • Certainty

    Its too easy to say one cannot know the future.  Being a student of the patterns that delay or deferr inevetable success gives rise to awareness, and certainty.  


    Being certain,  removing doubt enhances the effectiveness of not just the decision maker but all invovled in the decision .  In business doubt is lethal... so insight is priceless.  

  • Informed Planning

    Informed Planning - accepting that merely the awareness of trajectory is not effective enough.  Through the application of external insight about the planning matter, environment, conditions, patterns must enhance the effectiveness.  


    Its not enough to see a straight road, with a Map and compas, traffic and weather report,  a reliable vehicle, and experienced driver, the journey has become much more effective.


    Its about saving Decades of time by making better decisions, more confidently.  That's it.  

  • Risk Analysis, Strategy and Management.

    Risk is inevitable, so understanding and embracing the opportunity to work through risk in a more effective way is a strategic advantage.  Like a more aerodynamic car in a crowded racetrack,  gives that team an advantge over the entire field.  


    Insurance is a strategic advantage, since it's a direct cost that all competitors pay for but only a fraction understand and work with.  


    Are your suppliers, customers and sub contractors propperly insured?... How do you know?

  • Planning / Strategy / Advice

    Planning is the commitment of resources over time to achieve a specific goal.  Quality of planning leads to greater success of the goal.


    Strategy:  Specific methods proposed to best use current conditions to advance the progress of a plan.  Often strategies are layered to enhance/compound the effect.  


    Advice:  Real Time analysis and direct recommendation for the purpose of making decisions more favorable than otherwise.  Timely and specific

After initial consultations
our clients may be offered:

Risk-Free Consultation
Custom Planning & Services Package Flat Fee
Custom Advisory, Strategy Consultancy Hourly Estimate
Product or Service on Demand As Appropriate
Referral to Associated Professional As Appropriate
Pre Qualification Task List to Complete Deferred

$500/h on a subscription basis. Subject to minimum.  Ask for applicable discounts.