Group Benefits are still a Must...

Group benefits started off as a perk to equitably compensate long term employees in a tax efficient manner. Today group insurance is an implied obligation for stable employers with aspirations of higher productivity and low turnover. Additionally, group insurance functions to set company policy on challenging situations like disability and addiction, avoiding costly HR claims.

Cheap. No... Affordable, Flexible and Accessible... Yes.

The challenge is cost, complexity and value. It's not cheap, it's not simple and with so many options it's unclear which plan, and provider offer the best value for your staff. Many business owners make the mistake of polling staff as an innocent and obvious move. Taking a poll on something very personal and critical to the employee’s home life is a fatal mistake, causing greater division and lower morale despite best efforts to cater to the various interests. It's a political briar patch.

Group Insurance as an Integrated Service

Hiring a consultant is effective but the business owner may experience the consultant's bias. Having an integrated approach to the plan design and service ensures that the right plan and provider are selected based on transparent and objective criteria in line with the goals and objectives of the business. As the business evolves group coverage evolves to reflect the current tastes of the organization.

Keeping up with changes can be exhausting unless it's part of the bigger picture.